Owner Occupied

PROGRAM HIGHLIGHTS OWNER OCCUPIED

Pre-approval letter within 2 business days
OUR PROGRAM
   
PRODUCT HIGHLIGHTS GENERAL PRODUCT FEATURES
  • No Depository Relationship Required
  • 3 year Personal and Business tax Return Requires Required
  • Cash out
  • Lifetime floor rate is set at the start rate
  • Flexible repayment options
  • Full term IO available
  • Minimum 660 credit score
  • 25 & 30 year amortization

 

  
PROGRAM AND CREDIT FEATURES
   
LOAN PROGRAM 3 year fixed - balloons at the end of 3 years
AMORTIZATION 25 & 30 years amortization
ELIGIBLE PROPERTIES Industrial, manufacturing, office, warehouse, and self-storage
INCOME 3 yr Personal and Business tax returns required
LTV Max LTV of 70%; up to 90% with an SBA partner
LOAN AMOUNT $5,000,000.00 to $25,000,000.00
CREDIT SCORE Minimum 660 Credit Score required
BORROWER All loan are required to close in the name of a Single Purpose LLC
TAX & INSURANCE ESCROWS Tax & Insurance escrows required on all loans
FOREIGN NATIONALS Borrower must have a checking account in a US based Bank
   

KDM Financial is a middle market commercial mortgage lender offering financing from $5,000,000.00 to $100,000,000.00 on commercial real estate including multifamily, mixed-use, office, light industrial, self-storage and warehouse property types.

Our common-sense approach gives KDM Financial the ability to provide our mortgage broker network with an easy to use platform and a borrower friendly program. Our goal is to keep the approval process as simple as possible, from the initial screening to approval and all the way to closing.

With our sharply focused approach to customer service and with over 80 years of combine commercial real estate experience we plan on establishing a new bar of excellence.

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