10 Year Fixed

10 Year Fixed

Pre-approval letter within 2 business days

  • Non-recourse
  • No tax Return Required
  • Cash out
  • Lifetime floor rate is set at the start rate
  • Flexible repayment options
  • Full term IO available


LOAN PROGRAM 10 year fixed - balloons at the end of 10 years
AMORTIZATION 30 years amortization or interest only option available.
ELIGIBLE PROPERTIES  Multifamily, office, warehouse, self-storage, and mixed-use property types
INCOME No Personal or Business tax returns required
LTV Max LTV of 65%
LOAN AMOUNT $5,000,000.00 to $100,000,000.00
RECOURSE Non-recourse with standard carve-out provisions required
BORROWER All loan are required to close in the name of a Single Purpose LLC
TAX & INSURANCE ESCROWS Tax & Insurance escrows required on all loans
FOREIGN NATIONALS Borrower must have a checking account in a US based Bank
How we differentiate from Commercial Banks
KDM Commercial Banks
Require Asset Documents Only X Require Asset & Sponsor Documents
No Annual Tax Docs X Annual Borrower Audits
Higher Borrower Cash Flow X Annual Business Tax Docs
Require Asset Documents Only X Increased Insurance Requirements

KDM Financial is a middle market commercial mortgage lender offering financing from $5,000,000.00 to $100,000,000.00 on commercial real estate including multifamily, mixed-use, office, light industrial, self-storage and warehouse property types.

Our common-sense approach gives KDM Financial the ability to provide our mortgage broker network with an easy to use platform and a borrower friendly program. Our goal is to keep the approval process as simple as possible, from the initial screening to approval and all the way to closing.

With our sharply focused approach to customer service and with over 80 years of combine commercial real estate experience we plan on establishing a new bar of excellence.


Copyright © 2023 kdmfinancial.com. All Rights Reserved. Korth Direct Mortgage LLC (NMLS ID 1579547)